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Account aggregation sometimes also known as financial data aggregation is a method that involves compiling information from different accounts, which may include investment accounts, bank accounts, credit card accounts, and other business or consumer accounts, into a single place.

This can be provided by: connection via an API to the financial institution
"screen scraping" where a user provides the requested account-access information for an automated system for gathering and compilation of the information into a single page"

What is RBI Account Aggregator?

The NBFC Account Aggregator (NBFC-AA) Framework was introduced back in 2016 by RBI. However the concept of Account Aggregators did exist prior to 2016 as well. Prior to NBFC-AA framework several Account Aggregators undertook similar business of consolidating financial data and providing analysis on the same for the customer or a financial institution.

To give a basic understanding, an Account Aggregator is an entity that can pull and consolidate all of an individual’s financial data and present the same in a manner that allows the reader to easily understand and analyse the different financial holdings of a person. At present our financial holdings are scattered across various financial instruments, with various financial intermediaries, which come under the purview of various financial regulators

Why RBI Account Aggregator Audit Required?

The security of the account access details as well as the financial information is key to users having confidence in the service.Services of the Account Aggregator should be backed by appropriate agreements/authorisations between the aggregator, financial service provider and customer.

The Account Aggregator has to follow the terms and conditions of the licence (such as customer protection,data security,audit function, grievance redressal, data security, audit control, corporate governance and risk management framework).

RBI announced master directions for Account Aggregator In September 2016, which are mandatory to be comply


What We Deliver ?

It’s an important practice that gives organizations visibility into real-world threats to your security. As part of a routine security check, penetration tests allow you to find the gaps in your security before a hacker does by exploiting vulnerabilities and providing steps for remediation.

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Digital Report

Our experts will furnish an itemized security evaluation report with legitimate remediation steps to be taken.

Distinguish Security Weaknesses inside your Digital Asset permitting you to proactively remediate any issues that emerge and improve your security act.

Skilled Consultants

We also assured you that your assessments are executed by Qualified Experts.

Our group of security specialists holds industry capabilities, for example, CHECK Team Member and Team Leader, CEH, ECSA, OSCP, CISA, CISSP, and many more.

Compliance & Certification

We will help you with the Compliance & Certification process that deals with the understanding of various documentation having the implementation verification.

Xiarch is worked with the wholesome approach that deals with compliance process.

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Why Xiarch ?

Xiarch is a CERT-IN Empanelled & ISO 9001:2015 | ISO 27001-2013 Licensed Cyber Security Company and IT Services Company with solutions providers in Information Security like VAPT Services, Penetration Testing Services, Vulnerability Assessment Services, Among our consumers we proudly work for Government Organizations, Fortune one thousand Companies and countless start-up companies. We are additionally Value Added Partners, Authorized Re-sellers & Distributor of Leading Web Application Security Testing Tools.

We are headquartered in Delhi and have branch presence in Gurugram and Mumbai - India

Contact our sales team @ +91-9667916333 for further clarifications on above stated service, you can also reach us by an email at [email protected]. We’ll be great full to serve you. Happy Security.

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Test the effectiveness of your own security controls before malicious parties do it for you. Our security experts are here to help — schedule a call today.

Xiarch Security is an global security firm that educates clients, identifies security risks, informs intelligent business decisions, and enables you to reduce your attack surface digitally, physically and socially.

Certified Security Experts

Our security experts are exceptionally qualified and confirmed by CEH, ECSA, OSCP, CISA, CISSP, and numerous others.

Communication & Collaboration

After surveying the code our specialists shared the best answers to correct them. Our experts will communicate with you for any further implementations.

Research-Focused Approach

We hold industry-leading certifications and dedicate part of every day to research the latest exploit techniques to ensure our clients remain protected from evolving online attacks.

Free Remediation Testing

Once your team addresses remediation recommendations, Xiarch will schedule your retest at no additional charge.